HOUSE insurance


As a homeowner, you have special insurance needs. You've worked hard to attain a lifestyle that affords you comfort, security, and peace of mind. That's why it is important for you to protect your property with the best Homeowner Insurance product on the market today.

At Pat Anderson Insurance Group we have several Homeowner Insurance policies designed with today's homeowner in mind. Our policies offer comprehensive "All Risk" coverage on your dwelling and personal property. Our policies will make your life a little easier by providing you with the right coverage when you need it the most.


Essential Coverage


  • Your dwelling and personal property are insured against All Risks for direct loss
  • We cover additional expenses if you need to move out of your home as a result of a claim arising from an insured peril
  • We insure your personal property both in, and while temporarily away from your premises
  • We provide $1,000,000 Personal Legal Liability. Higher amounts can be purchased
  • Home Based Business Endorsement, Business Property & Commercial liability Coverages available - some restrictions apply
  • Personal Insurance Umbrella, offers high personal liability limits designed to expand and compliment existing liability coverage


Homeowners Packages


Pat Anderson Insurance Group homeowners packages provide superior coverage with exceptional claims service. Here's why we have the best products on the market today:

Guaranteed Dwelling Replacement Cost
This means that we will pay the cost of repairs or replacement of the dwelling on the same site, regardless of the amount so long as it was insured to 100% of replacement cost using a cost evaluator acceptable to us. This gives you protection in the event that the cost to repair or replace increases during the policy term.

Replacement Cost Of Contents
This means replacement with new articles of like kind and quality without deduction for depreciation.


Home Security


A secure home is a safe and comfortable home.